@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:wght@500;600;700&display=swap');
:root{--ink:#172b42;--muted:#667587;--paper:#faf9f6;--line:#e6e2da;--accent:#a87942;--blue:#244c70;--white:#fff;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}.wrap{width:min(var(--max),calc(100% - 48px));margin:auto}.topline{border-bottom:1px solid var(--line);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);padding:10px 0}.nav{display:flex;align-items:center;justify-content:space-between;padding:23px 0;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;flex:0 0 auto}.brand-logo{display:block;width:330px;max-width:100%;height:auto;object-fit:contain}.links{display:flex;gap:28px;font-size:13px;color:#435469}.links a:hover,.textlink:hover{color:var(--accent)}.menu{display:none}.eyebrow{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent);font-weight:700}.hero{padding:100px 0 92px;border-bottom:1px solid var(--line);background:radial-gradient(ellipse at 85% 20%,#eee9df 0,transparent 42%)}h1,h2,h3{font-family:'Playfair Display',serif;font-weight:500;line-height:1.13;margin:0}h1{font-size:clamp(44px,6vw,76px);max-width:850px;letter-spacing:-.035em;margin:22px 0}h2{font-size:clamp(31px,4vw,46px);letter-spacing:-.025em}h3{font-size:25px}p{color:#536477}.lead{font-size:18px;max-width:660px;line-height:1.8}.actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border:1px solid var(--ink);font-size:12px;letter-spacing:.04em;font-weight:700;transition:.2s}.btn.primary{background:var(--ink);color:white}.btn:hover{transform:translateY(-2px);background:var(--accent);border-color:var(--accent);color:white}.section{padding:76px 0;border-bottom:1px solid var(--line)}.sectionhead{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:32px}.sectionhead p{max-width:470px;margin:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);padding:25px;min-height:220px;display:flex;flex-direction:column;justify-content:space-between}.card p{font-size:14px}.kicker{font-size:10px;letter-spacing:.15em;text-transform:uppercase;color:var(--accent);font-weight:700}.textlink{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;border-bottom:1px solid var(--accent);padding-bottom:5px;align-self:flex-start}.feature{display:grid;grid-template-columns:.8fr 1.2fr;background:#f0eee8;border:1px solid var(--line)}.cover{min-height:370px;background:var(--ink);color:white;padding:34px;display:flex;flex-direction:column;justify-content:space-between}.cover .cover-title{font:500 34px/1.18 'Playfair Display',serif;max-width:330px}.cover .cover-foot{font-size:10px;letter-spacing:.15em;color:#cbd4dc}.featurecopy{padding:48px}.featurecopy p{max-width:560px}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:24px 0}.stat{border-top:1px solid #c9c3b8;padding-top:12px}.stat b{font:500 25px 'Playfair Display',serif;display:block}.stat span{font-size:11px;color:var(--muted)}.pill{display:inline-block;border:1px solid #d5c9b8;padding:5px 9px;font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:#7b5a34}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.quote{font:500 28px/1.4 'Playfair Display',serif;color:var(--ink);border-left:2px solid var(--accent);padding-left:24px}.newsletter{background:var(--ink);color:#fff;padding:52px}.newsletter p{color:#cbd4dc;max-width:600px}.newsletter form{display:flex;gap:10px;max-width:560px;margin-top:22px}.newsletter input{flex:1;min-width:0;padding:14px;border:1px solid #718195;background:#fff;font:inherit}.newsletter button{padding:14px 20px;background:#c59a64;color:#172b42;border:0;font-weight:700}.footer{padding:42px 0;color:var(--muted);font-size:12px}.footerrow{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.pagehero{padding:65px 0 55px;border-bottom:1px solid var(--line)}.breadcrumbs{font-size:11px;color:var(--muted);margin-bottom:18px}.reportlayout{display:grid;grid-template-columns:1.5fr .7fr;gap:40px}.panel{background:white;border:1px solid var(--line);padding:26px}.listclean{padding-left:19px;color:#536477}.listclean li{margin:10px 0}.tagrow{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0}.notice{background:#f2eee6;border-left:3px solid var(--accent);padding:15px 18px;font-size:13px;color:#586575}.small{font-size:12px;color:var(--muted)}.formnote{font-size:11px;color:#cbd4dc;margin-top:10px}@media(max-width:760px){.brand-logo{width:250px}.wrap{width:min(100% - 32px,var(--max))}.links{display:none}.menu{display:block;font-size:12px}.hero{padding:70px 0}.grid{grid-template-columns:1fr}.feature,.split,.reportlayout{grid-template-columns:1fr}.featurecopy{padding:28px}.cover{min-height:290px}.section{padding:55px 0}.sectionhead{display:block}.sectionhead p{margin-top:12px}.stats{grid-template-columns:1fr 1fr}.newsletter{padding:30px 22px}.newsletter form{flex-direction:column}.nav{padding:18px 0}}